Becoming a homeowner is a major milestone in life, often symbolizing the realization of a dream. However, this process can seem intimidating, especially when it comes to buying new. In Nice, a magnificent city on the Côte d'Azur, the Nice Immobilier Agency accompanies you at every stage of this journey.

Step 1: Assess Project Viability

Before diving into property searches, start by assessing your financial capacity. Make an appointment with a banking advisor to review your finances and determine your real estate budget. This step is crucial because it gives you a clear idea of what you can afford.

Practical advice:

Use online tools such as mortgage simulators to estimate your monthly mortgage payments and your borrowing capacity. This will help you refine your budget and better plan your project.

Step 2: Carefully Target Assets

Once you have a clear idea of your budget, it's time to start looking for properties that match your criteria. In Nice, the variety of real estate offers is vast,

ranging from luxury apartments on the Promenade des Anglais to charming houses in the hinterland.

Points to Consider:

• Size and type of accommodation: Determine how many bedrooms you need and whether you prefer an apartment or a house.

• Amenities: Look for features such as a balcony, terrace or garden, depending on your personal preferences.

• Location: Consider proximity to amenities such as schools, shops and public transport, as well as access to green spaces and beaches.

Step 3: Sign the Reservation Contract

Once you have found the property of your dreams, it is time to reserve it. This is done by signing a reservation contract with the new real estate developer in Nice. This contract establishes the terms of the transaction and often includes the payment of a security deposit.

Key Points of the Reservation Contract:

• Detailed description of the property: The contract must specify all the characteristics of the accommodation, including its size, equipment and location.

• Sales price: The contract must indicate the agreed sales price and the payment terms.

• Construction schedule: It should also provide information on construction times and the expected date of delivery of the property.

Step 4: Create the Financing File

With the property reserved, it is time to finalize your financing. Contact several banks and lending agencies to obtain competitive loan offers. Compare interest rates, fees and repayment terms to find the best deal.

Required Documentation:

• Bank statements and pay slips: To prove your income and your repayment capacity.

• Identity document and proof of address: To verify your identity and residence.

• Reservation contract: To prove that you have a property to purchase.

Step 5: Sign the Final Sales Contract

Once your home loan has been approved and all conditions have been met, you can proceed to signing the final sales contract. This is done at the notary and marks the official transfer of ownership.

Content of the Sales Contract:

• Detailed description of the property: It includes all the information provided in the contract.

Reservation.

• Payment terms: It specifies the details concerning the payment of the balance of the sale price.

• Legal guarantees: It mentions the guarantees you benefit from as a buyer.

Step 6: Handing over the keys

The final step is key handover, where you officially receive ownership. It's an exciting moment when you can finally enter your new home in Nice.

Initial Inspection:

Before taking possession, carry out a careful inspection to identify possible defects or poor workmanship. Report them to the promoter so that they can be corrected as soon as possible.

Becoming a new property owner in Nice is an enriching but complex process. With the Nice Immobilier Agency at your side, each step is carefully managed to provide you with a stress-free experience and a smooth transition to your new life in your property in Nice.